One of our most useful products is Short Term Medical (STM). This handy product has a multitude of uses such as:

* Coverage while waiting for group insurance to kick in for new hires
* A lower cost alternative to COBRA
* Almost immediate coverage if your health insurance terminates for any reason
* Coverage for dependents no longer eligible to be on family coverage
* Any need for temporary or immediate health insurance protection

While this plan does not cover pre-existing health issues the coverage can be in effect as soon as 12:01 AM the day after you apply if you wish and if you qualify.

Click on the link below for benefits and rates.


                                                        STM LINK